ICICI Pru iProtect Smart Life Cover Plan

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You strive to provide comfort, happiness, and security to your family and you would want your family’s future to be secure at all times.

ICICI Pru iProtect Smart gives you the flexibility to design your safety net so that you can protect your family’s future to ensure that they lead their lives comfortably without any financial worries, even in your absence. This plan offers you the option to enhance your coverage against Accidental Death and Accelerated Critical Illnesses and hence ensuring a 360 degree cover on your life.

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Key features

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• Enhanced protection: Coverage against death, terminal illness and disability
• Comprehensive additional benefits: Option to choose Accidental Death Benefit and Accelerated Critical Illness Benefit
• Special premium rates for non-tobacco users
• Need based benefit payout: Choose to receive the benefit amount as a lump sum or as monthly income for 10 years or a combination of both
• Flexibility to pay premiums once, for a limited period or throughout the policy term
• Tax benefits: on premiums paid and benefits received as per the prevailing tax laws

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Key benefits for women

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• Special premium rates for life cover and Accelerated Critical Illness Benefit
• Covers female organ cancers such as breast cancer and cervical cancer under Accelerated Critical Illness Benefit

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How does this plan protect you

You can choose your level of protection by selecting one of the below benefit options:

Benefit Option	Benefits
Life	Death Benefit + Terminal Illness + Waiver of Premium on permanent disability
Life Plus	Death Benefit + Terminal Illness + Waiver of Premium on permanent disability + Accidental Death Benefit
Life & Health	Death Benefit + Terminal Illness + Waiver of Premium on permanent disability + Accelerated Critical Illness Benefit
All in One	Death Benefit + Terminal Illness + Waiver of Premium on permanent disability + Accidental Death Benefit + Accelerated Critical Illness Benefit

Your premium will vary depending on the benefit option chosen.